Michigan Attorney General Dana Nessel is reminding residents that they can access free weekly credit reports from each of the three main credit reporting agencies: Equifax, Experian, and TransUnion. The free weekly credit report program was initiated in 2020 after the pandemic put many people’s finances in dire straits. After two extensions, the program is now permanent.
Credit reports contain the financial and personal data used by businesses and potential creditors to assess an individual's financial fitness for rentals, house and vehicle financing, insurance, or even a job. The approval of your application could be impacted by inaccurate information, and it benefits residents to be knowledgeable about what is in their credit report and affecting their overall credit score.
“I encourage Michigan residents to take advantage of the free weekly credit report program to monitor credit activity in their name,” said Nessel. “Staying alert is the best way to protect yourself and take action quickly when fraud is suspected.”
The free weekly credit report can be accessed from AnnualCreditReport.com, the only official site for free credit reports authorized by federal law.
Other sites offer free credit reports, though residents should exercise caution and watch for sites that have been spoofed, or fraudulent sites designed to steal your money or your personal information.
For more information, visit the Department’s Free Annual Credit Report consumer alert.
The Department of Attorney General’s Consumer Protection Team has a library of consumer alerts available online and organized by a number of categories.
Or to file a complaint with the Department of Attorney General, contact:
Consumer Protection Team
P.O. Box 30213
Online complaint form